Latest News

10 Lenders Said No. SmartLend Found the One Who Said Yes — in 3 Days.

Singapore SME Grants 2023–2026: What Actually Changed (And What Nobody Tells You)

Why SME Loan Approval Rates Dropped to 70% — And What the Iran War Means for 2026

Real CBS Makeovers: 3 Case Studies of SME Owners Who Turned Bad Credit Around

Ask SmartLend: Why Did My SME Loan Get Rejected?

Introducing SmartLend Concierge: A Helping Hand for SME Loans

Legal Ways to Lighten Your Company’s Tax Burden in Singapore

A Wake-Up Call on Director Duties: The Envy Saga and Other Cautionary Tales in Singapore

Surviving Cash Flow Crunch: How SMEs Can Use Short-Term Financing Wisely

Unmasking Business Loan Fraud: How Syndicates and Rogue Brokers Game Singapore’s Lending System—and How AI Can Stop Them

From Rejection to $60K Approval in 3 Days: How a Fishing Pond Business Got Funded Despite a Flawed Credit Report

Business Finance News
Business Related Tips
Alerts In Deal

Subscribe to get SmartTowkay's weekly newsletter

Branded Content Lender Spotlight: How Poss Capital and SmartLend Partnered For Singapore SMEs

Lender Spotlight: How Poss Capital and SmartLend Partnered For Singapore SMEs

Which Lender is Right for Your Business in 2025? Banks, Money Lenders, or Alternative Finance

Branded Content Lender Spotlight: Bizcap

Lender Spotlight: Bizcap Brings Flexible SME Lending to Singapore

How SmartLend Helps Seasonal Businesses Maximise Peak Season Revenue

Employment Of Foreign Manpower Act: 7 Things You Must Know Before Hiring Foreign Worker In Singapore [2025 Updated]

Branded Content SmartLend Tips For Securing Best Private Credit Business Loan Rates

SmartLend Tips For Securing Best Private Credit Business Loan Rates

Singapore Budget 2025: What SME Owners Need to Know

Branded Content Mari Business Loan (Credit Line)  – Do I Need a Business Credit Line?

Review: MariBank | Mari Business Loan (Credit Line) – Do I Need a Business Credit Line?

Banks in Singapore - Do They Reimburse Losses from Scams and Fraud?

UPDATED AS OF 01 Apr 2026
Lowest Business Banking Facilities
SMART-TOWKAY.COM
Lowest SME Working Capital Loan (WCL) Rate
6.5%
Per year
Lowest Business Term Loan Rate
7.5%
Per year
Lowest Home Loan Rate
3.3%
Per year
Lowest P2P Biz Loan Rate
1.3%
Per month
Lowest Commercial Property Rate
3.98%
Per year
Latest SIBOR And SORA Rates
UPDATED AS OF 01 Apr 2026
Click above for historical trend
SIBOR COMPOUNDED SORA
1-month 4.025 3.7698
3-month 4.05644 3.7479
6-month NA 3.7308
12-month NA NA

Find the Best Loans, Insurance & Credit Cards

Do you want to subscribe to our newsletter?

Infographic